Instant Cash Upto ₹5,00,000

  • See up to ₹5,00,000 directly in your bank.
  • Cash in your account in under 24 hours.
  • 100% Digital (Open KYC via OTP) approval.
  • Repayment tenure from 90 days to 18 months.
Download Branch App

Get an Instant Personal Loan

Branch instant personal loan gives you the freedom to get quick cash for all your financial needs. Get a small cash loan or a larger amount using just your Aadhaar/PAN card, with no restrictions on how you use the funds.

Emergencies

Medical Loan / Emergency Loan

Big purchases

Shopping/Consumer Durable Loan

Life events

Wedding / Marriage Loan, Travel Loan

Development

Home Renovation Loan, Education Loan, Student Loan

Mobility

Vehicle Loan

Business growth

For MSMEs and Startups

Zero Hidden Fees

Branch makes getting an online personal loan simple, secure, completely transparent. We are an RBI registered company, and we believe you should know exactly what you're paying for.

Interest Rate Range

We offer competitive, low-interest monthly rates from 2% to 4%, depending on your risk profile. Our loan app provides clear details upfront.

Flexible Terms

You have the flexibility to choose repayment terms for up to 12 months, with a guaranteed minimum repayment period of 90 days for every loan.

Your Quick Cash is Just a Tap Away

Our online loan app offers a completely paperless process designed for your phone and your time, not cash.

1. Quick Sign-Up

Download the Branch Loan App and complete the easy sign-up using your mobile number.

2. Instant Eligibility

Securely verify your identity using both your Aadhaar and PAN card helping you get a 2-minute loan

3. Choose & Confirm

Select the loan amount and simulate repayment tenure that works for you. Review the agreement and apply.

4. Funds Deposited

The quick cash is instantly deposited into your verified bank account.

Get an Instant Personal Loan That is Fast, Fair, and Secure

Get Quick Cash in Minutes

Our instant loan app offers a 100% paperless process.

Enjoy 100% Transparent Terms

As a secure, RBI-registered company, we promise zero hidden fees.

Use Your Loan for Anything

The quick cash is deposited instantly into your bank account.

*The company is having a valid Certificate of Registration dated January 28, 2019 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of liabilities by the company.

Your Questions, Answered

Our process is 100% paperless! All you need is your Aadhaar and PAN card to apply. We securely verify your identity and build your credit profile instantly, right from our online loan app.
It's simple. Just download the Branch online loan app, sign up with your mobile number, and complete your profile using your Aadhaar and PAN. You'll see your eligible instant loan offer quickly, right in the app.
Yes, your security is our top priority. The Branch app is operated by Branch International Financial Services Pvt Ltd. We are a secure and trusted lending platform that follows all RBI guidelines.
You can get an instant personal loan for amounts ranging from ₹500 to ₹5,00,000. Your eligible amount is shown in the app and can increase over time as you build a good repayment history.
Absolutely. We believe in being 100% transparent. We offer low-interest rates and all applicable fees are always shown to you upfront in the loan agreement before you commit. There are zero hidden charges.
Yes! You have complete freedom to use your instant personal loan for any purpose. This includes financial needs like debt consolidation, paying off a credit card payment, handling medical emergencies, or funding a home renovation.

Got Questions? We're Listening.

We provide world-class support for your financial needs, 24 hours a day. Message us directly within our online loan app and receive an answer in minutes!

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