Branch India | Download Our Instant Loan App

Get an Instant Personal Loan When You Need It

  • Online personal loan from ₹500 to ₹5L
  • 100% Paperless: a simple, digital KYC
  • Safe & Secure: We are trusted by millions
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4.6

Google Play

50M+

App downloads

70M+

dollars disbursed

More Than
Your Average
Online Loan
App

1. Instant Personal Loans

Get quick cash for medical emergencies, credit card payments, or any other need, directly to your bank account.

2. Flexible Repayments

Our flexible repayment schedules make it easy to manage your instant loan and pay it back without stress.

3 Build Your Credit Profile

Improve your financial health with every timely, flexible repayment, helping you unlock lower interest rates in the future.

4. Simple, Paperless Process

Apply in minutes from our online loan app. All you need is your Aadhaar and PAN card for a 100% paperless and instant KYC.

From Download to Disbursal in Minutes.

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02

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Install and Sign Up

Download the Branch loan app and create your account securely with your mobile number.

Complete Your Profile

Finish our simple, paperless KYC using just your Aadhaar and PAN card to check your eligibility.

Get Your Loan

Once approved, select your instant loan amount, and the cash is transferred directly to your bank account.

A Transparent and Secure Loan App

RBI-Registered

We are operated by Branch International Financial Services Pvt Ltd, a licensed RBI-Registered NBFC, ensuring we follow all security and fair practice regulations.

Data Security

We use world class encryption to protect your data. We only access limited information (like SMS) to build your credit profile and never access personal photos or contacts.

Total Transparency

We promise low interest rates and flexible repayment options. All fees are shown upfront, so you'll never face hidden charges.

*The company is having a valid Certificate of Registration dated January 28, 2019 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of liabilities by the company.

Your Questions, Answered (FAQs)

Applying with Branch is 100% paperless. You only need your basic KYC documents: your Aadhaar card and PAN card. You can complete the entire process from your phone.
Many traditional banks require a high CIBIL score, but we don't. We welcome new-to-credit customers. Our online loan app uses its own data model to determine your eligibility, so you can get an instant loan even without a prior credit history.
Yes, absolutely. Your security is our top priority. The Branch app is operated by an RBI-Registered NBFC. This means we are a legal, trusted, and secure platform that adheres to all RBI guidelines for lending.
You have complete freedom! Once the quick cash is in your account, you can use it for anything—medical emergencies, a debt consolidation loan, paying off credit card bills, home repairs, or any other personal expense.
No, we are 100% transparent. We believe in fair lending. All our interest rates and any applicable fees are shown to you clearly in the loan agreement before you accept the loan. There are zero hidden charges.
Our instant personal loan is designed for speed. Once you complete the simple sign-up and paperless KYC, your application is processed quickly. If approved, the quick cash is disbursed directly to your bank account, often in just a few minutes.

Ready To Take Control?

Join millions of Indians building a better financial future. Your instant personal loan and access to quick cash is just one download away.

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